Five Steps to Choosing the Perfect Pet Insurance Plan
Pet insurance is becoming increasingly popular, but plans and coverage options can be confusing. We break down the facts to help you make an informed decision about pet insurance and the ways it can help in the face of unexpected pet accidents and illnesses. Visit Petplan to learn more and to take advantage of a 10% WoofTrax discount!
1. Assess Your Needs & Goals
Pet insurance is ideal for pet owners looking to protect themselves from the high costs of unexpected illnesses and injuries. When assessing your needs, be aware that pre-existing conditions are excluded from pet insurance coverage. However, if your dog has experienced a curable condition prior to enrolling in a pet insurance policy, the condition may be eligible for coverage after an exclusionary period.
2. Review Your Pet's Breed Health Profile
Every dog breed is unique. Make sure you know about your dog’s potential health issues so you can understand what coverage is the best fit. Hereditary conditions are relatively common and can be expensive to treat. It is also important to remember that all dogs are susceptible to illness and injury whether they're big or small, young or old.
3. Determine a Monthly Budget
The cost of food, toys, supplies, boarding, and veterinary care can add up. It is important to set aside a budget for these expenses as well as a plan for unexpected expenses. Pet Insurance can help mitigate unexpected costs and help you stay within your budget while still keeping your pet healthy. When it comes to setting a budget for a pet insurance policy, decide what you would be comfortable paying each month, then find a plan that meets your goals AND fits within your budget.
4. Compare Plans & Prices
When it comes to comparing companies and plans, the process can seem daunting. With so many options, where do you start? And how can you know if you choose the right company and the right plan? Make sure you compare quotes to get the best price possible. Consider the plan’s deductible and reimbursement rate.
5. Enroll While Your Pet Is Healthy
After doing your research and determining your budget, it’s time to enroll in a plan. Purchasing a plan while your dog is healthy is very important, as it helps avoid pre-existing condition exclusions. Get free quotes online and determine the best plan for you and your dog!
More information about pet insurance and a 10% WoofTrax discount can be found here.
Previous article: Pet Insurance: History and Fun Facts
Next article: Four Key Elements of Pet Insurance